Madison Credit Union

Membership

• If you are an employee or elected official of the City of Madison, Madison Metropolitan School District or the County of Dane
• If you live or work in Dane County
• If you are immediate family (parent, spouse or child) of a MCU member, or you are a relative living in the same household as a member.

Youth Clubs

From Diapers To Diplomas

Saving for your child is very important. There is no better way to ensure a bright future for your child than enrolling them in a Madison Credit Union Youth Club account.

Save–a–Saurus | Treasure Savers Club | Cash Crew

MCU’s new youth program is designed to help your child save, learn and grow with specific tools for their age range. Our online resources, savings and activity books help your child to understand the value of money and saving from an early age. Our high yield introductory savings accounts make it easy for parents to begin saving for their child’s needs. As your child grows, MCU will be there to help with their first checking account, debit card and car purchase.

From diapers to diplomas, Madison Credit Union is here to help you and your child achieve financial success.

Save–a–Saurus Club

Ages: 0–6 years
Avoid the path to savings extinction by opening a Save-A-Saurus Club account for your little dinosaur. Watch their savings grow to Jurassic proportions with our high yield introductory rate and online resources. Designed for little pterodactyls up to 6 years.

Benefits:

• 5% APY savings rate on balances up to $500 for the first year.*
• Member receives a piggy bank with account opening of $25 or more.
• Deposit funds from your full piggy bank to receive a toy pack from the MCU Toy Chest.
• Child Friendly Savings Ledgers with larger spaces, pictures, and activities.

Online Resources:

• Thrive-By-Five: This online resource gives parents tips on how to teach their child about spending and saving – and is located on the right side of your screen.
• Free It’s Me 24/7 Online Banking and E Statements.
• Easy online funds transfers between adult and youth accounts.

Treasure Savers Club

Ages: 7–13 years
Ahoy, mateys! By now your young buccaneer has learned the ropes of sailing the savings seas. Help them build their treasure stash with the MCU Treasure Savers Club. Designed for your young swashbuckler age 7–13.

Benefits:

• 5% APY savings rate on balances up to $500 for the first year.*
• Member receives a piggy bank with account opening of $25 or more.
• Deposit funds from your full piggy bank to receive a toy pack from the MCU Toy Chest.
• Child Friendly Savings Ledgers with larger spaces, pictures, and activities.

Online Resources:

• Free It’s Me 24/7 Online Banking and E Statements.
• Easy online funds transfers between adult and youth accounts.

Cash Crew

Ages: 14–17 years
Your child has been saving for years. But now they’re in high school and getting their first after school job. Open up a Totally E-Checking account to help your child manage their newfound wealth. Designed for members 14–17.

Benefits:

• Totally E-Checking account. No minimum balance. No monthly service charge.
• Fee Free Debit Card.**
• Direct Deposit and Payroll Deduction Available.

Online Resources:

• Free It’s Me 24/7 Online Banking.
• Free E Statements and E Bill Pay.***
• Easy online funds transfers between adult and youth accounts.

* 5% APY Dividend Rate Good For 1 Year Only, 5% APY Dividend Rate Good 1 Time Per Member Only, Rates Subject To Change.
** $5 set up fee and $10 annual fee waived while in this club. Standard usage fees still apply.
*** E Bill Pay free when used monthly. Monthly fee applies when not used.